How Much Can You Save Selling in Birmingham?
By Caroline McMeans · September 8, 2026
How Much Can You Save Selling a Home in Birmingham?
Homepoint charges a $5,000 flat fee to sell. A traditional listing commission of 3% rises as the sale price rises.
That difference is the core of the savings story for Birmingham sellers. Homepoint’s Alabama closed-transaction data includes 23 closed deals across buyers and sellers. Those closed deals produced savings up to $20,500 versus a traditional 3% commission.
That $20,500 figure is the largest observed savings in this scope. It is not an average. It is not guaranteed. It is not specific to Birmingham alone. It is real closed-deal data from Alabama.
What the flat fee means for a Birmingham seller
Homepoint’s seller pricing is simple: $5,000 flat to sell. A traditional 3% commission is tied to the home’s sale price. The higher the sale price, the larger the commission bill.
For a Birmingham homeowner, the comparison is straightforward. Homepoint uses one flat listing fee. A traditional model uses a percentage of the final sale price. That structure is why closed-deal savings can grow as price rises.
What the Alabama data shows
Homepoint has 23 closed deals in Alabama across buyers and sellers. Those deals include markets such as Birmingham, Vestavia, Daphne, Mountain Brook, Decatur, Mobile, Hoover, Maylene, Fairhope, and Spanish Fort.
The largest observed savings in that Alabama closed-deal set reached up to $20,500 versus a traditional 3% commission.
That is the clearest real-world proof point available in the provided data. It shows that flat-fee selling can produce meaningful savings in Alabama transactions.
Why Birmingham sellers pay attention to the fee difference
A seller who pays $5,000 instead of a 3% commission keeps more of the sale proceeds. The exact amount kept depends on the sale price and the commission structure being compared.
Homepoint’s model is built around a flat fee for selling and buying. Homepoint serves buyers and sellers in Alabama, Tennessee, and Georgia. For buyers, the focus is buying power. For sellers, the focus is keeping more from the home sale.
- Homepoint charges $5,000 flat to sell.
- Traditional listing commissions are 3% in the comparison used here.
- Alabama closed deals showed savings up to $20,500.
- Those savings came from 23 closed deals across buyers and sellers.
What Birmingham homeowners should take from the data
The data does not promise every seller the maximum savings. The data does show that savings up to $20,500 were observed in real Alabama closed transactions.
If you are selling a home in Birmingham, the fee structure matters. A flat $5,000 listing fee is a fixed cost. A 3% commission changes with the sale price. That is the difference Homepoint puts in front of sellers.
For Birmingham homeowners comparing options, the question is simple: do you want a flat fee of $5,000 to sell, or a commission that scales with the sale price? The Alabama closed-deal data shows that the flat-fee model has already produced savings up to $20,500 versus a traditional 3% commission.