Full Service. Fraction of the Cost.
See exactly what you get with Homepoint versus a traditional agent—and understand why the same service doesn't have to cost 3%.
What's Included
Full-service support from start to close. See the complete breakdown.
Buyer pricing starts with 1.25% of the purchase price. Cash subtracts 0.25 percentage points; VA financing adds 0.25 percentage points, an inspection contingency adds 0.25 percentage points, and a home-sale contingency adds 0.25 percentage points. The minimum fee is $5,000, paid at closing. This $500,000 example assumes cash with no inspection or home-sale contingency: a $5,000 fee, compared with an assumed 3% buyer-agent fee of $15,000. Choose protections that fit your purchase; these assumptions are not a recommendation to waive them.
Comparison fees are illustrative and negotiable. Seller-paid compensation is negotiable. Your agent explains any compensation available and what you would owe under your agreement before you commit. A lower agent fee does not automatically become cash back.
Based on a $500,000 home
Service
Homepoint
Traditional
Your Savings
$10,000
$0
Licensed Real Estate Agent
Home Tours
Offer Writing & Submission
Contract Negotiation
Closing Coordination
AI-Powered Home Search
Homepoint OnlyReal-Time Market Data
Varies
Transaction Dashboard
Homepoint OnlyTotal Cost
Paid at closing
$5,000
Starting at (cash)
$15,000
3% commission
How We Make It Work
Same quality service. Different business model. Here's how.
Technology Does the Heavy Lifting
Our platform automates scheduling, document management, and market analysis—tasks that traditionally ate up agent time and justified higher fees.
Agents Focus on What Matters
With busywork handled, our agents spend their time on strategy, negotiation, and guiding you through important decisions.
Lower Overhead, Lower Fees
No fancy office. No billboard ads. No 50/50 broker splits. We built a lean operation and pass the savings directly to you.
Clear Terms Before You Commit
$5,000 to sell. Buyer-agent fees from $5,000. Paid at closing. Buyer showing and offer agreements are specific to one property. Homepoint charges no cancellation fees. Your agent explains the agreement before you sign.
Honest Answers to Hard Questions
We know you're skeptical. Here's the truth about how our model works.
How flexible are the agreements?
Our listing agreement runs for three months. Homepoint charges no cancellation fees. Buyer showing and offer agreements are specific to one property. Homepoint charges no cancellation fees. Your agent explains the agreement before you sign.
What's the catch? How can you charge so much less?
There's no catch—just a smarter business model. Traditional agents spend significant time on tasks that technology handles better: scheduling, paperwork, market research, and communication tracking. Our platform automates these tasks, allowing our agents to focus on what matters most: strategy, negotiation, and guiding you through decisions. We pass those efficiency savings directly to you.
Will sellers take my offer seriously if I use a flat-fee agent?
Absolutely. Sellers care about the strength of your offer—price, financing, and terms—not how your agent is compensated. Our agents are licensed professionals who write competitive offers and negotiate effectively. Your agent helps you compare price, protections, and the terms of the offer.
Will my home get the same exposure as a traditional listing?
Yes, and often more. Your home gets listed on the MLS and syndicated to 100+ sites including Zillow, Realtor.com, Redfin, and more. You get professional photography, a floor plan, and a compelling listing description. The only difference is you're not paying 3% for it.
What if my transaction is complicated?
Our licensed agents handle complex transactions every day—multiple offers, inspection negotiations, title issues, financing contingencies, and more. Your Homepoint fee covers brokerage support through closing. Buyer pricing depends on the purchase terms. If something unusual comes up, your agent is there to guide you through it.
Are your agents less experienced?
No. Our agents are licensed professionals with real transaction experience. The difference isn't agent quality—it's business model efficiency. Traditional brokerages have high overhead (offices, marketing, splits with brokers). We've built a technology platform that reduces overhead, so we can attract great agents and pass savings to you.
What happens if things go wrong?
Your Homepoint agent is with you from contract to close. If issues arise during inspections, appraisals, or financing, your agent helps you navigate them—just like any full-service agent would. Our platform also gives you real-time visibility into your transaction status so nothing falls through the cracks.
Ready to save thousands?
Create your free account and see the difference for yourself. No commitment. No pressure. Just better real estate.