Buyer experience · 25 sec
“I felt more prepared than I’ve ever felt in the past to make my offer.”
Mary Claire W.Homepoint buyer
Her transaction, in her words. Purchase terms and results vary.
Licensed brokerage · Alabama · Tennessee · Georgia
More buying power.
A full-service agent from $5,000.
A lower agent fee leaves more room in your offer. Tours are free, and you pay at closing.
What would you like to do?
Free tours. One-home agreements. No cancellation fees.
Buying power on a $500,000 homeOur fee, compared with an assumed 3%
$7,500
“I felt more prepared than I’ve ever felt to make my offer.”Mary Claire W., bought with Homepoint
An expert in your corner.Caroline McMeans · Broker & co-founder
Why your agent’s fee matters
Even when the seller pays.
Even when the seller pays your agent, the fee affects what the seller keeps. A lower fee can create room to negotiate closing-cost help, a lower price, or a more competitive offer.
See how the numbers work ↓Your buying power
How much buying power would you have?
Example 3% fee$15,000
Homepoint estimate*$7,500
Your buying power$7,500
- Make a stronger offer
- Ask for closing-cost help
- Buy down your rate
*Financed purchase with an inspection. $5,000 minimum, paid at closing. The seller must agree to your terms. Not guaranteed cash back.
Recent Homepoint closings
“Our offer was effectively $20K stronger—and we got the house.”
Betsy L., bought with Homepoint
$5,500 less in agent feesTrussville, AL
$3,000 less in agent feesLeeds, AL
$8,000 less in agent feesDouglasville, GA
$5,500 less in agent feesMaylene, AL
$3,500 less in agent feesBirmingham, AL$20,500 less in agent feesOwens Cross Roads, AL
$8,000 less in agent feesVestavia, AL
$7,500 less in agent feesMadison, AL
Compared with a 3% fee. Results vary with price and terms.
Your move, made simpler
One home. Three clear steps.
01
See the home
Bring a listing you love. A showing agent coordinates access and confirms a time.
02
Make a confident offer
Is it worth the asking price? Your agent reviews comparable sales and helps you negotiate price, protections, and terms.
03
Get to closing
Your agent helps you weigh inspection findings, discuss repairs, and coordinate paperwork and deadlines through closing.
Buying power, in one offer
Help with closing costs. The same amount for the seller.
Even when the seller pays your agent, the fee affects what the seller keeps. A lower fee can create room to negotiate closing-cost help, a lower price, or a more competitive offer. Your agent helps you negotiate how to use that room.
| Offer terms | Assumed 3% fee | Homepoint |
|---|---|---|
| Purchase price | $500,000 | $500,000 |
| Buyer-agent fee | $15,000 | $7,500 |
| Negotiated buyer closing-cost credit | $0 | $7,500 |
| Seller retains before other costs | $485,000 | $485,000 |
Illustration with an assumed 3% fee. The seller must agree, and credits depend on your lender. Not guaranteed cash back.
Before your next move
Good questions.
Clear answers.
Can I bring a home from another site?
Yes. Bring an address or a listing link from any site. If you’re still searching, tell us the area you have in mind.
Are tours free? Am I committing?
Tours are free. Buyer showing and offer agreements are specific to one property. Homepoint charges no cancellation fees. Your agent explains the agreement before you sign.
Who pays my agent’s fee?
Seller-paid compensation is negotiable. Your agent explains any compensation available and what you would owe under your agreement before you commit. A lower agent fee does not automatically become cash back.
Why does a lower fee matter if the seller pays?
Even when the seller pays your agent, the fee affects what the seller keeps. A lower fee can create room to negotiate closing-cost help, a lower price, or a more competitive offer. The seller must agree to the terms. Credits are subject to financing limits; available compensation and purchase terms determine what is possible. This is not automatic cash back or an increase in mortgage qualification.
What if I already have an agent?
Tell us about any existing representation agreement. A Homepoint agent will confirm the appropriate next step before arranging a showing or preparing an offer.