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Turn the agent commission into buying power.

Full-service support starting at $5,000, paid only at closing. You keep the savings — lower your price, cover closing costs, or buy down your rate.

With Homepoint, you could save

$0

vs. typical 3% buyer's agent commission

Not ready yet? Browse homes →

$245K+

Customer Savings

5.0 ★

Average Rating

3 States

AL, TN & GA

Your Savings. Your Strategy.

Commission savings are more than money in the bank. They can be your competitive edge.

Win Bidding Wars With Stronger Offers

Use your commission savings to boost your offer price and outbid competitors—without touching your savings account or reserves.

Build Your Safety Net With Thousands Saved

Keep thousands in the bank for moving expenses, home repairs, or your emergency fund

Lower Your Monthly Payment Using Your Savings

Buy down your interest rate and save thousands more over the life of your loan

Cover Closing Costs Without Extra Cash

Use your savings to pay closing costs and reduce the cash you need to bring to the table

The math

On a $500K home, a traditional buyer’s agent costs ~$15,000. Ours is closer to $7,500.

Traditional buyer’s agent

~$15,000

Typical 2.5–3% commission baked into your purchase price on a $500K home.

Homepoint

1.5% base · $5,000 floor

A base of 1.5% of the purchase price (minimum $5,000), adjusted for transaction complexity — always less than a traditional commission. You only pay if you close.

Savings shown vs. typical 3% buyer’s agent commission. Actual savings depend on home price and final fee.

Real buyer, real savings

How Mary-Claire saved $15,000 buying her home

She used the buyer's-agent commission as buying power to lower her offer — same cash flow, lower price.

Individual results vary.

Customer Stories

What Homepoint customers are saying

A look at how recent buyers and sellers worked through their transactions with Homepoint — coordinated, hands-on, and on their timeline.

Buyer story

Navigating a competitive Mountain Brook home search

We help a buyer in Mountain Brook stay persistent through multiple competitive-offer situations before securing an off-market Crestline home on terms that worked for both sides. Along the way, we coordinate coming-soon dates, out-of-town tours, pre-offer inspections, leaseback terms, and closing logistics with a focus on seller net proceeds and buyer flexibility.

Our year and a half home purchasing journey has finally come to an end. Great testimony for your company too — we saved money and the seller got what she asked for and everyone is happy.

— Matthew H., Mountain Brook

Seller story

You all did more for us in less than 2 months than two previous realtors did for us in nine months!

— Kristine D., New Market

Seller story

You make me so comfortable in this process.

— Renee J.H., Birmingham

Seller story

Everyone loves the video btw! Gosh this thing is gonna sell so quick

— Jacob T., Birmingham

Seller story

Navigating a long-distance Decatur sale to closing

We help a seller in Decatur manage the listing remotely, from coordinating photography, sign and lockbox setup, and pricing updates to keeping showings and buyer feedback organized. We also guide the contract through VA repair questions, termite work on the detached garage, remote notarization, and final closing details.

Thank you so much for all your help! It has been a journey and we’re so happy you guys were on our team!

— Laura C., Decatur

Buyer story

Guiding a Madison buyer through a complex closing

We help a buyer in Madison navigate detailed due diligence, from termite bond and HOA questions to inspection-period strategy and contractor access. We stay responsive through contract revisions, pricing discussions, closing-cost review, and key pickup at the finish line.

It went really well and we are so relieved it all went according to plan! Thank you for your help!

— Maria P., Madison

Over $170,000 in savings for our customers.
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Still curious about how it works?

We get it—buying a home is a big decision. Here are answers to questions we hear most often.

Buying with Homepoint gives you full support from a licensed agent plus tools that keep the process clear and manageable.
  1. Search for homes on sites like Zillow or Homes.com
  2. Schedule free showings through our platform
  3. Work with your Homepoint agent to make offers and negotiate
  4. Manage paperwork, inspections, and closing all in one place
Homepoint buyer pricing starts at $5,000 — always less than a traditional 2.5-3% commission. If the seller is offering more than your Homepoint fee in buyer's agent commission, you can use the savings to strengthen your offer or lower your closing costs. You don't pay a dollar unless you successfully buy a home.
Tours are completely free with Homepoint! We use professional showing agents to give you flexible, on-demand access to any home. Schedule tours when it works for you—no pressure.
Absolutely! In fact, that's the perfect time to start. Get access to our AI-powered search platform, see off-market listings, and start building your understanding of the market. Your agent will help you refine your criteria and educate you on what to look for—all with zero pressure and no upfront costs.
There's no time limit. Work with your agent at your own pace—whether that's 2 weeks or 6 months. Use our platform to search, save favorites, and learn about the market. You only pay if you successfully close on a home. If you don't find one or decide not to buy, you owe nothing.
Great! If you find a listing yourself—whether from Zillow, Redfin, a drive-by, or a friend—your Homepoint agent will still help you tour it, structure your offer, negotiate, handle inspections, and close the deal. You get the same expert support and platform tools.
Agents typically charge 2.5-3% of the purchase price (that's $10,000-$15,000 on a $500K home). Our pricing starts at $5,000 and is always less than a traditional agent. Plus, you get AI-powered search tools, automated deadline tracking, and one-click booking—technology most agents don't offer. Same expert service. Better tools. Massive savings.
Absolutely. Sellers and listing agents care about strong offers with solid financing and fair terms, not how much your agent is getting paid. Your Homepoint agent structures competitive offers backed by market data, and we're seen as professional, experienced agents representing serious buyers. Your offer carries the same weight as any traditional agent.
Still have questions?

Schedule a free 15-minute call with our team. No pressure, no obligation—just honest answers about how Homepoint works and whether it's right for you.

Full-service real estate starting at $5,000. No upfront cost. No catch.

Licensed agents, smart technology, and everything you need to buy or sell with confidence.

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See what your home is worth

Serving Alabama, Tennessee & Georgia. Florida coming soon.